• Sabana Yesmin
• 07 Feb, 2025

Scammers Are Getting Smarter – Stay One Step Ahead...!

Every day fraudsters come up with new tricks to steal money and personal information. They pretend to be government officials, bank employees or even relatives to trick people into giving away sensitive details. Knowing their tactics can help you stay safe.

Here are the ‘10 most common scams’ and how to avoid them

1. Fake Mobile Service Suspension Alert

Scam: You get a call or message saying your mobile services will be suspended due to illegal activities or missing KYC details.

Truth: Only telecom companies can suspend services not TRAI (Telecom Regulatory Authority of India).

Action: Hang up and report the number.

2. Fake Parcel Scam

Scam: A caller claims that a parcel in your name contains illegal items and demands a fine.

Truth: Legitimate courier companies do not demand payments over the phone.

Action: Ignore and report the call.

3. Fake Police Threats

Scam: Someone posing as a police officer claims you are under investigation and must answer questions online.

Truth: Police do not conduct digital arrests or online questioning.

Action: Never share details or send money.

4. Relative Arrest Scam

Scam: A fraudster claims that a family member has been arrested and asks for money to secure their release.

Truth: Police do not ask for money for bail over the phone.

Action: Call your family and verify the claim.

Scam: Ads on social media promise huge returns on stocks or investments.

Truth: High-return investment schemes are often scams.

Action: Only invest through trusted financial institutions.

6. Easy Money Job Scams

Scam: Offers of high payments for simple online work, but they ask for an upfront investment.

Truth: Genuine jobs do not ask for a security deposit.

Action: Avoid any job that requires you to pay first.

7. Lottery or Prize Winner Scam

Scam: A message or email says you won a lottery and asks for your bank details or a security deposit.

Truth: You cannot win a lottery you never entered.

Action: Delete the message and never share personal details.

8. Fake Refund Requests

Scam: A caller says a wrong transaction was credited to your account and asks you to refund the money.

Truth: Banks do not ask customers to return money to unknown accounts.

Action: Verify with your bank before taking any action.

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9. KYC Update Scam

Scam: Fraudsters send links or call you, asking for KYC updates.

Truth: Banks never ask for KYC updates via calls or links.

Action: Visit your bank’s official website for updates.

10. Fake Tax Department Calls

Scam: Someone posing as a tax officer asks for your bank details for verification.

Truth: The tax department already has your details and will contact you officially.

Action: Never share financial details over the phone.

Final Advice: Stay Alert & Report Scams

Never share OTPs, passwords or banking details with anyone.

If you receive a suspicious call, message or email, report it to the authorities.

Be cautious, verify facts and stay scam-proof....!